Compare the best home loans in Singapore and refinance today to enjoy huge monthly savings. Use our mortgage refinance comparison calculator to find out how much you can save easily.
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Refinance today and save up to $8500 (sum up the interest savings over 3 years. This number is dynamic and always changing) over 3 years
Use Our Loan Refinance Calculator For Singapore To Compare All Loans & Apply Online
Get up to $888 cash incentives together with best home loan package when you apply through Delux Mortgage!
Refinancing Timeline
How Can I Refinance My Home Loan?
Mortgage refinancing with Delux Mortgage is simple and convenient. We do all the research for you and with the help of our mortgage specialist, we will narrow down the best options for you based on your needs and preferences. Stop overpaying for your home loan and switch to a cheaper home loan package today!
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Frequently Asked Questions
Refinancing means switching your current mortgage with your current bank to another bank at a lower interest rate to enjoy maximum savings.
Repricing means switching to a new loan package within your currentz bank. Note that the interest rates given and cost involved are typically different for refinancing and repricing.
Traditionally you can approach the different banks directly to enquire about the different home loan packages offered. Today, you can reach out to a mortgage broker like Delux and we will source for the home loan package that best fits your needs and preferences. We compare across all major home loan providers and we give unbiased and transparent home loan recommendations.
Typically, your home loan interest rates will spike after the lock in period is over. You should be on the lookout for refinancing 4 months before the lock in period ends. Also, changes to the interest rate environment in Singapore should also prompt you to switch to a home loan package that protects your interest or gives you maximum savings.
Legal fees and valuation fees are the 2 typical cost that one has to incur while refinancing. These fees range from $1700 to $2500 depending on the property type. However, banks do subsidize part or all of these cost incurred for customers refinancing to them
